SALSA, Salsa Billha Sumitha; HELMI HERAWATI; IWIN ARNOVA. Pengaruh Literasi, Inklusi Keuangan dan Financial Technology Terhadap Pengelolaan Keuangan di UMKM Kecamatan Ratu Agung. Jurnal Ekonomi Manajemen Akuntansi Keuangan Bisnis Digital, [S. l.], v. 4, n. 2, p. 521–534, 2025. DOI: 10.58222/jemakbd.v4i2.1295. Disponível em: https://journal.bengkuluinstitute.com/index.php/JEMAKBD/article/view/1295. Acesso em: 8 aug. 2026.